Located on 89 Simmons Ridge in Mineral Bluff, this 3-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. With 3,360 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 12.56 acres, giving ample room to relax, play, or plan future outdoor projects. The property includes parking available, offering convenience for residents and guests. The location provides quick access to Mineral Bluff amenities while offering the flexibility of living outside a subdivision with no required HOA. On the market for about 8 days, this home offers an excellent opportunity in Mineral Bluff. At $469,000, this home is well positioned for buyers seeking value in Mineral Bluff.